Cookie Policy
This Cookie Policy explains how AiMoneyGuideCo (“AiMoneyGuideCo,” “we,” “us,” or “our”), available at aimoneyguideco.com, uses cookies and similar technologies when you visit our website. It explains what these technologies are, why we use them, and the choices you have to accept, reject, or customize your preferences.
This policy should be read together with our Privacy Policy and Terms of Use.
1. What Are Cookies?
Cookies are small text files placed on your device by a website you visit. They are widely used to make websites function properly, to remember your preferences, and to provide information to the website owner about how the site is used. Similar technologies — such as local storage, session storage, and pixels — may be used for comparable purposes. In this policy, we refer to all of these collectively as “cookies.”
Cookies can be “first-party” (set directly by AiMoneyGuideCo) or “third-party” (set by an external service, such as an analytics or advertising provider, when their technology is active on our site). Cookies can also be “session” cookies, which are deleted when you close your browser, or “persistent” cookies, which remain on your device for a set period or until you delete them.
2. How AiMoneyGuideCo Uses Cookies
AiMoneyGuideCo is a content and tools website covering personal finance, investing, online income, freelancing, digital business, calculators, and general utilities. We use cookies to operate the website securely, to remember optional preferences, and — only where you have given your consent — to help us understand how the site is used and to support relevant content and advertising.
We do not use cookies to collect more information than is necessary for the purposes described in this policy, and optional categories of cookies are only active if you allow them through our consent tool.
3. Cookie Categories We Use
When you first visit our homepage, a cookie banner allows you to Accept All, Reject All, or open Manage Preferences to review and choose individual categories. The table below summarizes each category used in our consent tool.
| Category | Status | Can be disabled? |
|---|---|---|
| Strictly Necessary Cookies | Always Active | No |
| Functional Cookies | Optional | Yes |
| Analytics Cookies | Optional | Yes |
| Advertising Cookies | Optional | Yes |
| Social Media & External Content | Optional | Yes |
3.1 Strictly Necessary Cookies
These cookies are required for the basic operation, security, accessibility and functionality of the website. They may be used to maintain sessions, remember essential settings, protect forms, prevent abuse, and provide core WordPress functionality. Because they are essential, these cookies cannot be disabled through our consent tool.
Purpose, examples, retention and provider
- Purpose
- Core site functionality, security, and stability.
- Examples
- Examples may include WordPress or security-related cookies, depending on the services enabled on this website.
- Typical retention
- Session-based or short-term, depending on the specific function.
- Provider
- AiMoneyGuideCo (first-party).
3.2 Functional Cookies
These cookies allow the website to remember optional choices and preferences that improve your experience. They are not required for the basic operation of the website and are only active if you enable this category.
Purpose, examples, retention and provider
- Purpose
- Remember optional preferences and interface choices.
- Examples
- Language preferences, interface settings, or similar functionality, when applicable.
- Retention
- Varies depending on the functionality.
- Provider
- AiMoneyGuideCo and relevant service providers, when applicable.
3.3 Analytics Cookies
These cookies help us understand how visitors use AiMoneyGuideCo, such as which pages are viewed, how visitors navigate the website, and how website performance can be improved. This category controls analytics only when such services are actually installed on the website (for example, Google Analytics / Google Analytics 4). These cookies are only active if you enable this category.
Purpose, examples, retention and provider
- Purpose
- Website measurement and performance analysis.
- Examples
- Analytics identifiers and measurement technologies used by configured analytics providers.
- Provider
- Google and/or other analytics providers configured by AiMoneyGuideCo.
- Retention
- Varies by provider and configuration.
3.4 Advertising Cookies
These technologies may be used to support advertising, measure advertising performance, and, where applicable, help deliver more relevant advertising. Only services actually enabled on the website will process advertising-related data (for example, Google AdSense, Google Ads, or Google Ad Manager). These cookies are only active if you enable this category.
Purpose, retention and provider
- Purpose
- Advertising measurement, conversion measurement, and relevant advertising, where applicable.
- Provider
- Google and/or other advertising partners configured by AiMoneyGuideCo.
- Retention
- Varies by provider and configuration.
3.5 Social Media & External Content
Some pages may include embedded or linked content from external platforms. These services may use cookies or similar technologies when their content is loaded or interacted with. This category does not cause third-party content to load automatically simply because it exists — it governs consent for such content where it is used.
Purpose, examples and provider links
- Purpose
- Enable optional embedded or external content, such as videos or social posts.
- Examples
- YouTube, Facebook, Instagram, X, LinkedIn.
YouTube (Google) Privacy Facebook Privacy Instagram Privacy X Privacy LinkedIn Privacy
4. Our Tools & Your Privacy
AiMoneyGuideCo also provides a growing collection of free online tools and calculators, including but not limited to:
- Compound Interest Calculator
- Password Generator
- Discount Calculator
- ROI Calculator
- Profit Margin Calculator
- Break-Even Calculator
- Freelance Rate Calculator
- Online Income Calculator
- Cost of Living & Salary Calculator
- and other future tools added over time.
All our tools run entirely in your browser. This means:
- Your inputs (numbers, text, passwords) are never sent to our servers.
- The tools themselves do not set cookies.
- No data entered into a tool is stored, logged, tracked, or shared.
- Results disappear when you close or reload the page.
The only cookies on our website are those listed in the categories above. Cookies are never used by our tools for tracking, analytics, or advertising. If a future tool requires cookies or server-side processing, this Cookie Policy will be updated before that tool is published, and the consent banner will be shown again so you can review the change.
5. Your Consent Choices
When you first visit our homepage, our cookie banner appears after a short delay and gives you the following options, each treated with equal prominence:
- Accept All — enables all optional cookie categories (Functional, Analytics, Advertising, and Social Media & External Content), in addition to Strictly Necessary Cookies.
- Reject All — keeps only Strictly Necessary Cookies active and disables all optional categories.
- Manage Preferences — opens the Privacy Preferences panel, where you can switch each optional category on or off individually.
Within the Privacy Preferences panel, you can also select:
- Save Preferences — saves the specific combination of optional categories you have chosen.
- Cancel — closes the panel without changing your previously saved consent. If you have not yet provided consent, canceling returns you to the initial banner.
- Download my preferences — downloads a small file containing your current consent choices, in case you want to keep a personal record.
- Withdraw consent — clears your saved choices and disables all optional cookie categories immediately.
We do not pre-select optional cookie categories on your behalf, and Strictly Necessary Cookies always remain active because they are required for the website to function.
6. How We Remember Your Choice
Your consent choice is stored locally in your browser (using your browser’s local storage) and includes your consent status, the categories you selected, the date and time of your decision, and the version of this consent system that applied at the time. Once you have made a choice, the initial banner will not appear again on every page load for that consent version.
If we make a material change to the cookies we use, we may update the consent version, which may cause the banner to appear again so you can review and re-confirm your preferences. If you clear your browser or site data, your stored preference will be removed and you may be asked to provide consent again on your next visit.
7. Changing or Withdrawing Your Preferences
You can change or withdraw your cookie preferences at any time by selecting Cookie Settings, a small, permanently accessible control available on our website. Selecting it reopens the Privacy Preferences panel, where you can adjust any optional category and save your updated choice. The same panel also gives you quick access to Download my preferences and Withdraw consent.
8. Browser-Level Cookie Controls
In addition to the choices available through our consent tool, most web browsers allow you to control cookies through their settings, including blocking cookies entirely, deleting existing cookies, or being notified when a cookie is set. These settings are generally found in your browser’s privacy or security preferences. Please note that blocking or deleting all cookies, including Strictly Necessary Cookies, may affect the functionality of our website and other websites you visit.
9. Third-Party Cookies and External Services
Where we use third-party services for analytics, advertising, or embedded content, those providers may set their own cookies once the relevant category has been enabled through our consent tool. We do not control these third-party cookies directly, and their use is governed by the respective provider’s own privacy policy. We only enable third-party analytics, advertising, or embedded-content services that are actually implemented on our website — this policy does not imply that every listed example service is currently active.
10. Cookie Retention
Retention periods vary depending on the type of cookie and, for optional categories, the specific third-party provider involved. Strictly Necessary Cookies are generally session-based or short-term. Retention for Functional, Analytics, Advertising, and Social Media & External Content cookies varies depending on the functionality or provider in use, as noted in the category descriptions above.
11. Privacy and Data Protection
Any personal data processed through cookies is handled in accordance with our Privacy Policy, which explains in more detail how we collect, use, and protect information relating to visitors of our website. We encourage you to review our Privacy Policy alongside this Cookie Policy.
12. Related Links
13. Changes to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in the cookies we use, legal or regulatory requirements, or improvements to our consent tool. Any changes will be posted on this page with an updated “Last Updated” date. Where a change is significant, we may also update the consent version used by our cookie tool, which may prompt the banner to appear again so you can review your choices.
14. Contact Us
If you have any questions about this Cookie Policy or how AiMoneyGuideCo uses cookies, please contact us via our Contact page.